Welcome to WV Living

Help to Buy Equity Loan

With a Help to Buy : Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Example 1: for a two bed home with a £120,000 price tag

Example 1: for a two bed home with a £120,000 price tag

Example 2: for a three bed home with a £150,000 price tag

Example 2: for a three bed home with a £150,000 price tag

Example 3: for a four bed home with a £200,000 price tag

Example 3: for a four bed home with a £200,000 price tag

Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000. See more at: Help to Buy : Equity Loans. Alternatively, download our at-a-glance Help to Buy leaflet .

Frequently asked questions

A selection of answers to frequently asked questions about buying your own home.