Not many first time buyers have the money to buy their new home outright. So you will need to apply for a mortgage.Use our handy Mortgage Calculator to find out an estimate of how much you will be able to borrow.
This information is computer-generated and has only been designed to give a useful general indication of costs. It's important you always get a specific quote from the lender and double-check the price yourself before acting on the information. We cannot accept responsibility for any errors.
How much you can borrow will be determined by your income (or joint income if you are buying your property with your partner). Your credit history and outgoings will also play a part in how much you will be able to borrow.
A selection of answers to frequently asked questions about buying your own home.